Whole Life Insurance -
Policy
"Secure your family’s future with a Whole Life Insurance policy that offers lifelong protection. Partner with Keys Fintech Financial Consultants to find the perfect plan at the best premium, tailored just for you!" How does that sound?
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Secure Your Family's Future with Whole Life Insurance
Lifetime protection with fixed premiums and guaranteed death benefits
Key Features
- Lifetime coverage
- Fixed premium payments
- Guaranteed death benefit
- Potential cash value growth
Ravi's Story
At 30, Ravi secured his wife's future with a Whole Life Policy. Paying just ₹600/month for 15 years, he ensured ₹1 Crore protection.
"At 80, when Ravi passed away, his wife received the full ₹1 Crore benefit."
How It Works
Pay premiums for 10-15 years
Enjoy lifetime coverage
Your nominee receives the death benefit
Policy Types
Participating
Earn dividends based on company performance
Non-Participating
Fixed benefits with stable premiums
Level Premium
Same premium amount throughout
Limited Payment
Pay premiums for a shorter duration
Expert Advice
At Keys, we recommend evaluating your age, health, and financial goals when choosing coverage. Premiums vary based on these factors.
Difference Between Term and Whole Life Insurance
Term Life Insurance
- Coverage: Provides a death benefit only.
- Cost: Generally more affordable than whole life insurance.
- Policy Duration: Choose from fixed terms (e.g., 10, 20, 30 years).
- Premiums: May vary based on the selected term.
- Payout: Beneficiary receives payment only if the policyholder passes within the term.
- No Cash Value: No savings or investment component.
Whole Life Insurance
- Coverage: Provides lifelong coverage (up to 100 years).
- Cost: More expensive due to added benefits and permanent coverage.
- Premiums: Fixed for the life of the policy.
- Cash Value & Dividends: Accumulates savings and may pay dividends.
- Loan Collateral: Cash value can be borrowed against.
Secure Your Family's Future with
Lifetime Protection
Lifelong Coverage up to 100 Years
Unlike term plans that expire, our whole life policy provides continuous protection until age 100. Your family stays safeguarded through every life stage.
Limited Premium, Lifetime Coverage
Pay premiums for just 10-15 years and enjoy lifelong protection. A short-term commitment for enduring peace of mind.
Dual Tax Advantages
Claim deductions up to ₹1.5 lakhs on premiums paid
Tax-free death benefit for your nominee
The Keys Commitment
We go beyond selling policies—our advisors provide personalized financial guidance to align your coverage with family goals. Expect:
- Transparent policy comparisons
- Customized coverage recommendations
- Lifetime policy support