Health Insurance
Plan
"Integrate insurance with your preferred investment option and secure guaranteed returns upon completing your policy term."
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Comprehensive Health Insurance
Financial security for medical emergencies with affordable premium plans
Health Insurance Overview
Health Insurance provides coverage for medical expenses, offering financial protection during health emergencies. It covers a range of medical costs including surgery, medications, treatments, and hospital services, ensuring you're financially secure when you need it most.
In simple terms, health insurance helps you manage medical expenses by paying a small monthly premium. Group health insurance, often part of employee benefit schemes, offers partial coverage from the employer, supporting the welfare of employees.
How Health Insurance Works
Imagine a city with 100 people, and one of them, Ravi, opts for a health insurance policy worth 1 Cr until age 54. Statistically, only about 15% will claim insurance, meaning only 15 people will make a claim. The remaining premiums help cover these claims.
This is the fundamental principle of insurance—spreading individual risk across a large group. As long as widespread health crises don't occur, the system remains sustainable and claims are covered.
Key Benefits of Health Insurance
Return of Premium
Available in 4+ branches
Critical Illness Cover
Guaranteed in 30 minutes*
Tax Benefits
For every customer
Affordable Premiums
No medical tests required
Medical Coverage
Employee Benefits
What's Covered
Step-by-Step Guide
Follow these easy steps to buy your preferred policy quickly and smoothly:
Complete the Form
Provide basic information at the top of this page
Select Income & City
Choose your income bracket and location, then click 'Proceed'
Education & Occupation
Enter your education level and employment details
Browse Plans
Review available options and click 'Buy this plan'
Customize Your Plan
Select term length, payment period, and additional riders
Health Insurance at a Glance
Health insurance is a financial agreement between you and an insurance provider that helps cover the cost of medical care. It acts as a safeguard against high healthcare expenses, offering protection for services like hospital stays, doctor visits, prescription medications, and preventive care.
Policies with ₹5L+ coverage can reduce out-of-pocket expenses by 90% during hospitalization.