Term Insurance
Plan
"Get the dual benefit of insurance and investment, with guaranteed returns at the end of your policy term."
Get Your Instant Quote
Who Needs Term Insurance?
Affordable life coverage tailored for every life stage
Young Adults (20-30 years)
Lock in lowest premiums early while building your financial foundation. Starting young saves up to 60% on costs.
Newly Married Couples
Secure your partner's future with coverage 10-15x your annual income to maintain their lifestyle.
Parents (40+ years)
Ensure children's education and family expenses are covered with term plans until retirement age.
Pre-Retirees (55+ years)
Bridge the gap until pension kicks in and leave your spouse debt-free with final expense coverage.
Why Term Insurance?
Your Family's Safety Net
Get Covered Today
Instant quotes • No medicals • Paperless process
Why Term Insurance?
Affordable protection that grows with your life's changing needs
Your Family's Safety Net
Financial security when they need it most
Key Benefits
Affordable Premium
Budget-friendly coverage starting from ₹500/month. Early buyers save up to 60% on premiums.
Cost-Effective
Pay only for the years you need coverage, typically until major financial responsibilities end.
Customizable
Adjust coverage, payment terms, and add riders like critical illness or accidental death.
Tax Benefits
Save tax under Section 80C (up to ₹1.5L) and tax-free payouts under Section 10(10D).
Choosing the Best Plan
- Buy early for lowest premiums
- Look for claim ratio above 95%
- Understand policy terms clearly
Reduce Your Premium
Avoid Smoking
Can lower premium by 20-30%
Buy Young
20s premiums are lowest
Safe Occupation
Office jobs get better rates
Women's Discount
Lower rates for female buyers
Income Protection
Buy with Keys Fintech in 3 Steps
